Linda Koco, MBA, is a contributing editor to InsuranceNewsNet, specializing in life insurance, annuities and income planning.

Let’s call it a hybrid!

It seems like any time an insurance company puts a feature on a product, it becomes The Next Hot Hybrid!


That building thunder is indexed UL storming the market

Nine years ago, only 10 companies offered indexed universal life and wrote about $100 million — a rounding error in the $100 billion life insurance market (give or take a few dozen billion). Last year, 50 companies jumped into the game and sold about $1.4 billion. That’s still a drop in the $130 billion broader life insurance market, but consider this: What else is going gangbusters in the life insurance industry, besides fixed index annuities?


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